Why wait for the perfect carpet  or bed

Snap Finance provides a perfect opportunity for those customers that have been declined on one of our previous or current finance lenders! Whether it's a full house carpet deals or a new sleigh bed, Snap Finance can help fund your order through The Carpet Centres, helping you get through those tight spots quickly and easily with a high-quality service.

Unlike other finance providers we’ve used in the past, Snap Finance will provide you with a credit amount should your application be successful. You can then plan what you would like to spend your credit amount on before giving The Carpet Centres a call to put your order through on Snap Finance.

Payments are simple and Snap Finance allow you to spread the cost of your order to suit your needs, providing flexible payment options with weekly / fortnightly and monthly payments available to choose from. 

Requirements Needed to Apply for Snap Finance:

• Applicant must be 18 years or over

• Minimum of £200 per week individual income

• Has a current account with monthly direct debits

• Permanent UK resident

• Valid UK mobile number & email address

• Each customer can only have one active loan at one given time

• All finance requests must be from the loan applicant themselves

Have a look at the walk-through below for all the information you need:

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Step One:

Filling out the application form.

Clicking through the finance link, you will then need to complete the application form, which can be done in five simple steps.

Relevant information such as Personal Information, Income Information, Essential Outgoings and Bank Information will be collected in order to determine if your application will be approved.

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Step Two:

Completing the Verification.

You will then be asked to verify your identity with Snap Finance sending another text message / email to yourself with a verification code for you to input into the application.

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Step Three:

Interest Free Finance Option.

hello15 offers you the chance to settle your loan within the first 15 weeks before any interest comes into play. You will pay a £15 deposit before the 15-week period begins, payments are extremely flexible, allowing you to pay weekly, fortnightly or monthly.  You can learn more about hello15 on Snap Finance’s website HERE.

If you are interested in the hello15 offer, please tick the tick box on the Submit for Approval page.

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Step Four:

Submitting the Application.

After selecting your security question and contact preferences, you will then be asked to confirm you have agreed to Snap Finance’s Privacy Policy. You must tick the box to confirm this before submitting the application.

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Step Five:

Approved or Declined.

Your application will then be sent off to Snap Finance’s underwriters to confirm whether your application will be approved or declined.

If approved, you will be given a credit amount to be spent at The Carpet Centres, you can then give The Carpet Centres  a call to either book in a free estimate or pop in store to choose what you would like.

If your application comes back declined, Snap Finance will unfortunately be unable to offer you any credit.

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Step SIx:

Legal Requirements.

The Carpet Centres staff member will then discuss the remaining legal requirements we have to go through. You will pay your £15 deposit and sign the form to confirm you understand and agree to the terms.

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Step Seven:

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Once the application is complete and signed, you will book in your preffered fitting/delivery day

Please note the delivery MUST be shipped to the billing address on your application as per the terms and conditions set by Snap Finance.

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Step Eight:

Welcome Call from Snap Finance.

When the order and application status is complete, Snap Finance may give you a quick call to confirm everything is okay with the order and discuss any extra details you would like to go through regarding your finance application.

Please get in contact with a member of the team at The Carpet Centres for any additional information you require regarding Snap Finance.

You can learn more about Snap Finance by visiting their website HERE.

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Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 69.75%, Weekly Payment £21.03, Term 65 Weeks, Total Payable £1381.95, Representative APR 99.9%